Selling a Note to Pathfinder

If  you recently you sold Real Estate in State of Florida, and took back a Promissory Note secured by a “Mortgage”, “Deed of Trust”, or “Land Contract”  to facilitate the transaction, we are interested in purchasing those future mortgage payments for a lump sum of cash we will pay to you now!

IN AN UNCERTAIN WORLD ECONOMY WITH CONSTANT CHANGES AND CHALLENGES, MANY OF OUR CLIENTS HAVE FOUND IT ADVANTAGEOUS TO BE IN A CASH POSITION.

Pathfinder Mortgage and Investments, Inc., purchases owner financing, also known as “Seller Carry-back Mortgages”, “Deeds of Trust”, or “Land Contracts”,  located in the State of Florida. We are located in Central Florida and buy the vast majority of mortgages for our own account. These two factors: our location and buying mortgages for our own account, gives you, the mortgage holder, an enormous advantage when selling your mortgage to Pathfinder.  

Many holders of mortgages have realized over the past several years that THERE IS RISK in owning these mortgages. Disputes with insurance companies and delays in insurance claims can make servicing a mortgage frustrating, while the value of the underlying real estate can make mortgage holders question the liquidity of their asset. Why then is Pathfinder interested in purchasing your loan? Our risk is spread over an entire portfolio, not just on one or two loans. We are equipped to handle the ongoing and sometimes time-consuming challenges with owning mortgages.

GET CASH FOR YOUR NOTE NOW AND SHIFT ALL OF THE RISK TO US!

If you have ever considered selling your mortgage, or just have an interest in finding out the value of your asset, call Pathfinder today. We offer the most competitive rates in the industry, a fast no-nonsense underwriting period, and a professional approach you are sure to appreciate.

Your security as a note and mortgage holder comes from two factors: Your buyer’s ability to make all of his payments (including your note), and your ability to collect on any default by foreclosure on the property.

The rise in interest rates effect you as a note and mortgage holder in several ways:

  1. As with all fixed rate money instruments, your note will decrease in value in the event interest rates rise.
  2. The chance of refinancing diminish greatly with each mortgage rate increase. If your mortgagor could not obtain new funding while rates were near a historical low, what are their chances of refinancing with rates significantly higher?
  3. The rise in delinquencies (foreclosures) go up as interest rates go up.

In the event your buyer for any reason should stop making payments, you will almost certainly lose any promissory note value in excess of 70-75% of the property’s market value.

Foreclosure Home For Sale Sign in Front of New House on Deep Blue Sky

Why are we willing to buy your note under these circumstances? The same reason an insurance company will insure your life, home, or car. Since we own many notes, our risk of loss is spread out… not concentrated in a single note or two.

Pathfinder Mortgage and Investments, Inc. is a private investor that specializes in purchasing owner financing, also known as “Seller Carry-back Mortgages”, “Deeds of Trust”, or “Land Contracts”,  located in the State of Florida. Since we do not originate loans, our expertise is in acquiring existing loans. Should you decide to liquidate your monthly payments for a lump sum in cash, Pathfinder is confident you will find not only our quotes to be competitive, but also fast, efficient, no nonsense closing period.

We can buy all or part of your note… even if it is already non-performing! We can also help you avoid or minimize potential tax liability.

Why sit there each month wondering if your payment will arrive and worrying about the safety of your note?

GET CASH FOR YOUR NOTE NOW AND ELIMINATE ALL OF YOUR RISK!

Pathfinder Mortgage and Investments, Inc., offers the most competitive rates in the industry, a fast no-nonsense underwriting period, and a professional approach you are sure to appreciate.